Retirement income, built for the distribution phase.
Fiduciary-first retirement planning and wealth management for individuals and couples approaching or enjoying retirement. Meet in person or virtually.
Fiduciary-first advice | Fee-based / transparent | Virtual meetings available | Distribution-phase focus
Everything You Need To Retire with Confidence.
From your first retirement income plan to ongoing portfolio and tax strategy. We coordinate every moving part so your money supports the life you want.
Why Choose Cochran Mickels?
Your Goals, Our Focus
Every decision is made with your aspirations in mind, not third-party interests.
Comprehensive Planning, Tailored to You
From vision to execution, we’ll outline a roadmap to help you pursue your goals.
Testimonials
The experiences and opinions expressed in the testimonials are those of the individual clients and may not be representative of the experiences of all clients. There is no guarantee that all clients will have similar experiences or results. Testimonials are not indicative of future performance or success. Past performance is not a guarantee of future results. Investing involves risk, including the potential loss of principal.

Accumulation
→
Transition
→
Distribution
(Our Focus)
Focused on the distribution phase—where retirement plans succeed or fail.
Most financial advice is built around accumulating assets. Retirement is different—you’re drawing income, managing taxes, and protecting your lifestyle through changing markets. Our planning is built around the distribution phase so your income strategy stays sustainable and adaptable.
Ready for a retirement plan built for the distribution phase?
Virtual meetings available.
What happens after you reach out
1
We Schedule our Complimentary "Get Acquainted" Meeting.
We meet at a time and place that works for you; virtual or in-person.
2
We Review & Create Clarity.
We identify what you have, what you need, and biggest risks.
3
We Begin Creating Your Distribution Plan.


